Best crypto to buy this week? Insiders hint at $2 target before 2026 ends

Investors are increasingly focusing on utility-driven DeFi projects as broader crypto markets show signs of cooling.

Amid this market, Mutuum Finance (MUTM) stands out. Experts are highlighting its strong fundamentals and presale traction as reasons why it could reach $2 by the end of 2026.

Its dual lending and borrowing ecosystem offers tangible utility, setting it apart from speculation-driven assets.

Strong presale

Currently, Mutuum Finance (MUTM) is in Phase 6 of its presale, while around $17.05 million will have been raised combining all the stages.

The current price is $0.035, and 60% of the 170 million token supply will have been sold. Over 16,850 holders are participating, signaling broad interest. Phase 7 will increase the price to $0.04, reflecting a 15% gain from the current phase

Mutuum Finance (MUTM)’s credibility is reinforced by a CertiK audit. Manual Review and Static Analysis awarded it a Token Scan Score of 90.00 and a Skynet Score of 79.00.

The audit was requested on 2/25/2025 and revised on 5/20/2025. Its community includes over 12K Twitter followers, supporting social momentum and engagement.

The live dashboard provides users with clear visibility of their holdings and ROI calculations. A Top 50 leaderboard recognizes large contributors, granting additional MUTM tokens as a bonus.

This gamified approach incentivizes accumulation and engagement, increasing user participation and platform activity.

Fundamentals that boost overall demand

Early investors will see significant gains. A Phase 1 buyer who purchased MUTM at $0.01 will hold tokens worth $0.035 in Phase 6. By the time of listing at $0.06, their holdings will be nearly 6X in value.

For example, 100,000 MUTM bought in Phase 1 will be valued at $3,500 in Phase 6 and $6,000 at listing, offering a 500% increase from the initial purchase.

This clear arithmetic demonstrates the upside for strategic early entry. If the project hits the target of $2, the value will go around $200K, which is like an early BTC gain.

Mutuum Finance (MUTM) operates two distinct markets. Peer-to-Contract (P2C) allows lenders to deposit major assets like ETH and USDT into liquidity pools.

Depositors receive mtTokens, which represent their share of the pool and earn interest. These mtTokens will also function as collateral for borrowers. Peer-to-Peer (P2P) handles higher-risk or less-liquid tokens. Borrowers can post collateral and access liquidity without impacting the core pool.

Both markets generate real transactional activity, creating ongoing revenue and demand for MUTM tokens.

The upcoming Beta launch will let early users test these features before the official token listing. Investors will gain confidence knowing that the platform’s functionality will be live and tested

Additionally, Layer-2 integration will further enhance the experience. Transaction costs will be lower, and execution speed will be faster compared to older Layer-1 DeFi protocols.

This improvement will make borrowing and lending more efficient, attracting both retail and institutional participants.

Mutuum Finance (MUTM) will also employ a buy-and-distribute mechanism. Revenue from lending and borrowing will be used to repurchase MUTM from the open market.

These tokens will then be distributed to mtToken stakers as rewards. This structure will create steady buy pressure while encouraging long-term participation. Investors will see tangible benefits from staking, helping to lock in liquidity and maintain healthy demand for MUTM tokens.

## Clear 4 Phase roadmap and early investment advantage

The roadmap shows a clear trajectory toward adoption and value growth. Phase 1 focused on the presale and community awareness. Phase 2 will complete the core smart contracts and front-end development.

Phase 3 includes the beta launch, allowing full interaction with liquidity pools, mtTokens, and liquidation bots. Phase 4 will deliver the live platform launch, planned exchange listings on known platforms like Coinbase and Kraken, and multi-chain expansion.

The best part is that Mutuum Finance (MUTM) is creating a new system for lending and borrowing crypto assets.

The first version, known as V1, will launch on the Sepolia Testnet by the end of 2025. It will have main tools like a liquidity pool, mtToken, debt token, and a liquidator bot to ensure safe and smooth performance. At first, users will be able to lend, borrow, and use ETH or USDT as collateral in a simple and secure way.

With Phase 6 already 60% sold, this is the final opportunity to secure MUTM at its discounted rate. The next phase will increase the price by 15% to $0.04. Investors will want to connect their wallets, reserve allocations, and stake mtTokens to capture buyback distributions.

While crypto prices today show uncertainty and the crypto fear and greed index reflects cautious sentiment, Mutuum Finance (MUTM) will attract both active and strategic participants.

Its roadmap, Beta launch, Layer-2 efficiency, and structured rewards will ensure it is one of the most compelling DeFi tokens entering 2026.

For more information about Mutuum Finance (MUTM) visit the links below:

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