3.1 Given the unique nature of Digital Assets and the technologies upon which they rely, users should be aware of the following risks, without limitation:

1. (a) The price of Digital Assets is highly volatile, and is subject to significant fluctuations. This volatility can be influenced by various factors such as market demand, regulatory developments, macroeconomic trends, investor sentiment, technological advancements, and geopolitical events.

2. (b) Faults, defects, hacks, exploits, errors, protocol failures, or unforeseen circumstances may arise in connection with a Digital Asset or the technologies and economic systems upon which it depends. These events may impair the functionality, security, or value of the Digital Asset.

3. (c) Delays in the blockchain network may cause transactions to not be settled on the scheduled delivery date, affecting the timely execution of contracts and settlement of obligations.

4. (d) Rapid advancements in technology may render a particular Digital Asset obsolete, reducing its utility and market value.

5. (e) Digital Assets purchased and held in an account with Gate.io are not covered by any external investor compensation, customer asset protection, deposit protection, insurance, or other similar schemes, increasing the risk of financial loss in the event of a breach or other adverse event.

6. (f) In the event that developers propose changes to a Digital Asset's software that are not compatible with the original software, and a sufficient number of users and miners choose not to migrate to the updated software, a hard fork may occur. This would result in the parallel operation of two versions of the Digital Asset network and a split of the underlying blockchain, potentially impacting the demand and price of the Digital Asset.

7. (g) Attacks on the protocol or technologies supporting a Digital Asset may compromise its security, integrity, and functionality, leading to potential losses for investors and users.

8. (h) Certain addresses on the blockchain network may hold a significant portion of the outstanding asset on that network. If one of these addresses were to exit their positions, it could lead to volatility and adversely affect the price of the asset.

9. (i) Digital Assets are susceptible to fraud and cyber attacks, which may result in the theft, loss, or compromise of Digital Assets.

10. (j) If an entity gains control of over 51% of the computing power (hash rate) used by a blockchain network, they could potentially double-spend their Digital Assets. While the likelihood of such an attack on widely adopted networks is remote, a successful 51% attack would significantly erode trust in public blockchain networks, potentially decreasing the value of Digital Assets.

11. (k) Investing in new types of Digital Assets or engaging in more complex transaction strategies may expose investors and users to new and unforeseen risks. The Digital Asset market is subject to speculative interest, rapid price swings, and uncertainty, making it a highly volatile and unpredictable investment environment.

12. (l) Transactions involving Digital Assets are generally irreversible. Consequently, losses incurred due to fraudulent or accidental transactions may not be recoverable, posing a significant financial risk to investors and users.

3.2 Digital Asset trading is inherently risky and thus generally unsuitable for most people. You acknowledge that investing in Digital Assets may lead to partial or complete loss of your investment. Consequently, it is strongly recommended that you determine the investment amount based on your risk tolerance and financial capacity. You further acknowledge and understand that Digital Assets may pose derivative risks. Therefore, in case of any uncertainty, you are urged to consult a professional advisor and seek independent professional advice. Additionally, apart from the aforementioned risks, unforeseen risks may also arise. Therefore, you are advised to carefully consider and use rational judgment to assess your financial position and the above-mentioned risks before making any decisions on trading. Any and all losses arising therefrom will be borne by you yourself and we shall not be held liable in any manner whatsoever and howsoever.

13.1 The majority of Digital Assets function in the absence of a central governing body and are typically not endorsed or supported by any governmental entity or regulatory authority. The alteration of legislative and regulatory frameworks has the potential to significantly impact the valuation of Digital Assets. Such risk is characterized by its unpredictability and may differ across various markets.

13.2 In certain jurisdictions, Digital Assets may not be classified as “property” pursuant to the relevant laws and regulations. This classification may influence the character and enforceability of one’s rights and interests in Digital Assets.

13.3 Legislative and regulatory changes could negatively impact or impose restrictions (as applicable) on the utilization, transfer, trading, and valuation of Digital Assets, as well as on the provision of our Services within specific jurisdictions. These changes in the legal and regulatory landscape may occur abruptly and without advance warning.

13.4 Gate.io reserves the right to terminate the provision of Services at anytime in its sole discretion. Gate.io shall not be liable for any losses incurred as a result of such termination, including losses arising from the requirement to close positions at unfavorable market prices or from forced liquidation of positions.