YieldWhisperer

The White House's crypto and AI advisors have made statements, and Congress is pushing the New Market Structure Act. The boundaries between traditional banks and the crypto industry are becoming blurred, potentially forming a unified digital asset industry. Banks may issue stablecoins in the future, compete with fintech companies, promote institutional capital inflows into the crypto market, and drive the development of market infrastructure.

【Crypto World】XRP is now stuck at a critical level between $1.75 and $1.90. This price range has been providing support since December last year, repeatedly bouncing back multiple times. From a technical perspective, the Stochastic RSI on the daily chart has entered the oversold zone. Holding this line indicates that the bottom support is relatively strong, but the problem is—once it breaks below this range, the technical outlook could shift from bullish to bearish. Therefore, the $1.75 mark has become the current key dividing line.

【Crypto World】Trump's speech at the Davos Forum stirred the US dollar market. Influenced by his remarks, the US Dollar Index DXY fell accordingly, touching a low of 98.384 intraday. This move reflects the market's re-pricing of global economic policy expectations—a phone call and a few words can shake a reserve currency like the US dollar, highlighting how sensitive geopolitical risks are at present. For the crypto market, a weakening dollar usually means liquidity release, which often propagates to Bitcoin and other mainstream cryptocurrencies.

At the Davos Forum, advisors to the Trump administration stated that once the Market Structure Act passes, banks will fully embrace crypto assets. This policy signal could promote the standardization of crypto finance, accelerate institutional capital inflows, and reshape the Web3 ecosystem.

In recent market fluctuations, Shiba Inu (SHIB) has demonstrated a stronger resilience compared to Bitcoin. Bitcoin faces significant pressure due to institutional and ETF capital inflows, leading to a breakdown in its candlestick structure, while SHIB, with lower leverage investment, remains stable within the demand zone, showing relative stability. This reflects Bitcoin's vulnerability in the face of volatility.

The adjustment of the relationship between Mask and Lens is defined as a leading role. Lens founder Stani will focus on Aave's DeFi business, with a small number of advisors participating in Lens in the future. Lens plans to support multiple chains and languages, and innovate features, but currently has no token issuance plan to incentivize genuine social interactions and prevent users from merely farming airdrops to boost their presence.

According to data from BiTu, BTC faces significant liquidation pressure at the price levels of $93,742 and $84,907. Once these two barriers are broken, short and long positions will face huge liquidation risks, potentially reaching $2.06 billion and $1.286 billion respectively. These levels could become key trigger points for market reversal or acceleration.

A long-dormant ETH whale recently deposited 14,183 ETH into a major exchange, worth approximately $41.93 million. This is his first million-dollar-level transaction in three years, attracting market attention. This whale has been in the market since 2016, witnessing the development of Ethereum.

Ripple USD (RLUSD) will be listed on the Gate.io exchange on January 22, 2026, and will open two trading pairs, RLUSD/USDT, with limited-time zero fees. This provides users with more flexible trading opportunities and is worth paying attention to.

Investor Kevin O'Leary focuses on energy infrastructure for Bitcoin mining, believing that controlling electricity costs has greater profit potential than holding Bitcoin. His investments show that low-cost mining makes the value of electricity surpass the coin price. At the same time, a clear regulatory framework is key to Bitcoin price increases, while most altcoins lack institutional recognition and struggle to compete with Bitcoin.

Recently, the crypto market has experienced adjustments, with BTC falling below 90,000 and ETH failing to hold 3000. However, LayerZero and Canton are attracting attention. The former's ZRO, despite a large issuance, has risen against the trend, with analysis predicting it could reach $2.5; the latter's collaboration with DTCC to tokenize U.S. Treasury bonds is expected to rise to $0.26. The market favors projects with real business use cases.

The leverage prediction market Space announced the details of this funding round, raising over $20 million. $14 million has been allocated, and $6 million will be returned on January 21. The tokens are priced at $0.069, with an FDV of $69 million. Specific claiming rules and TGE timing will be announced separately.

Galaxy Digital CEO Mike Novogratz pointed out that the U.S. Crypto Market Structure Act is struggling due to issues with stablecoin yield mechanisms. Political pressure from banks opposing crypto platform yield rewards is significantly affecting the bill's progress, harming consumer interests. He called for rational voices to lead regulation.

On January 21, the crypto market sentiment experienced significant fluctuations, with the Fear and Greed Index dropping from 32 to 24, indicating an extreme fear state. This index is calculated based on six dimensions including volatility, trading volume, and social media activity. The current low level may suggest trading opportunities, but caution is advised regarding subsequent risks.

BitMine Chairman Tom Lee believes that Bitcoin is expected to break its all-time high this year, but it needs to undergo a 15% to 20% correction in the US stock market. He pointed out that loose monetary policy will benefit risk assets, including the crypto market, in the long term, although short-term volatility is unavoidable.

【Blockchain Rhythm】 Has a new move. On January 21, Gray Scale filed an S-1 registration statement with the U.S. Securities and Exchange Commission, aiming to convert the Gray Scale Near Trust product into a Gray Scale Near ETF. This means that NEAR assets' investment channels in the United States are expanding—from private trust products to publicly traded ETFs. For investors concerned with institutional-level NEAR exposure, this is a development worth noting.

Recently, the trade tensions between the US and Europe have intensified, and the risk aversion sentiment in the crypto market has spread. Bitcoin fell below $88,800, with a market cap evaporating by 4.6%. Altcoins performed poorly, with many coins experiencing significant declines. Crypto concept stocks were also heavily impacted, and overall risk assets were affected by macroeconomic concerns.

Recently, a well-known cryptocurrency whale lost over $55 million within 24 hours, bringing their holdings back to early-year levels, indicating extreme market volatility. This situation serves as a warning to investors that no matter how large their assets are, they are still vulnerable to market risks.

A certain US pension fund has indirectly held Bitcoin by purchasing MicroStrategy shares, reflecting institutional capital's rational investment in Bitcoin. This phenomenon indicates a shift in traditional finance's attitude toward Bitcoin and is expected to promote its adoption in institutional portfolios, potentially marking a turning point in its adoption curve.

【Blockchain Rhythm】On January 20th, Bitcoin's price weakened again, falling below the $90,000 mark. According to trading data, Bitcoin has decreased by 3.34% in the past 24 hours, and market sentiment has clearly shifted to caution. Whether this round of adjustment will continue to deepen or is a prelude to a rebound is worth close attention from investors.