Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
259,251,753
0.000366%/
0.000403%
/3.54%
0.000622%
/5.45%
btc
BTC
2,809
233.27M USDT
0.000276%/
0.000303%
/2.66%
0.000333%
/2.92%
eth
ETH
11,296
20.47M USDT
0.000271%/
0.000351%
/3.08%
0.000328%
/2.88%
xrp
XRP
17,883,159
36.42M USDT
0.001783%/
0.001967%
/17.24%
0.002164%
/18.96%
doge
DOGE
174,192,363
28.55M USDT
0.000407%/
0.000448%
/3.93%
0.000653%
/5.73%
ondo
ONDO
25,072,887
20.19M USDT
0.000070%/
0.000100%
/0.88%
0.000609%
/5.34%
shib
SHIB
992,469,815,740
12.1M USDT
0.000146%/
0.000161%
/1.42%
0.000611%
/5.36%
ltc
LTC
141,414
11.81M USDT
0.000272%/
0.000297%
/2.61%
0.000611%
/5.36%
usdc
USDC
10,613,443
0.000497%/
0.000930%
/8.15%
0.001102%
/9.66%
kas
KAS
136,301,637
8.66M USDT
0.000162%/
0.000178%
/1.56%
0.000611%
/5.36%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?