Robinhood executives: Tokenization makes investing more accessible.

Source: Cointelegraph Original text: “Robinhood Executive: Tokenization Makes Investing Easier to Participate”

Tokenization may open new opportunities for retail investors, allowing them access to asset classes that have traditionally been restricted. According to Johann Kerbrat, Senior Vice President and General Manager of Robinhood Crypto, tokenization “is very important for financial inclusivity.”

At the 2025 Consensus Conference in Toronto, Kerbrat pointed out that some physical assets, such as real estate and private equity, are currently only accessible to 10% of the U.S. population. “Right now, you need to be a certified investor to invest in private equity,” he said.

“How many people can afford a house or an apartment in New York?” he elaborated. “But through tokenization, you can obtain a small portion of the asset, enabling fractional investment. Therefore, we believe this makes transactions easier and more accessible for everyone.”

In recent months, Robinhood has been one of the few investment firms or brokerages exploring the tokenization of real-world assets (RWA). Other companies include BlackRock, Franklin Templeton, Apollo, and VanEck.

Tokenization of real assets is often touted as a means to enhance financial accessibility, and currently, most tokenized funds are concentrated in private credit and the U.S. Treasury market. According to data from RWA.xyz on May 16, the total market capitalization of on-chain real assets is $22.5 billion, with only 101,457 asset holders. On average, each holder possesses $221,867 in on-chain assets.

Kerbrat also talked about stablecoins, which have become a key use case for cryptocurrencies in this cycle. “You will see 100 types of stablecoins,” he predicted.

Kerbrat expects that more “market-specific specialized” stablecoins will emerge in the future. According to DefiLlama data, stablecoins pegged to the US dollar dominate the stablecoin space. The two largest stablecoins, Tether’s USDT and Circle’s USDC, have a total market capitalization of $211.8 billion, accounting for 87.1% of the total stablecoin market capitalization of $243.3 billion.

“If you are trying to transfer funds from the United States to Singapore, you might use a specific stablecoin,” he said. “This transition will shift from purely stablecoins to a platform that manages all these stablecoins.”

Dea Markova, the policy director of Fireblocks, recently told Cointelegraph that the demand for non-USD pegged stablecoins is growing. In April, the Italian Minister of Finance warned that stablecoins pegged to the US dollar pose a greater risk than the tariffs of President Donald Trump.

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