Most organizations do not have plans to adopt stablecoin within the next 12 months.

A survey by EY-Parthenon (15/9) shows that the majority of financial institutions and companies have not yet used stablecoins expected to be deployed in the next 6–12 months. Among the 350 leaders participating, 54% stated they would start before 2026, compared to the current usage rate of only 13%.

The main motivation includes low transaction costs and faster cross-border payments. 41% of current users save over 10% on costs, with 62% using it to pay international suppliers. USDC is the most preferred at (77%), followed by USDT at (59%) and EURC at (45%).

The GENIUS Act (18/7) has sparked interest as previously 73% of organizations considered the lack of a legal framework a barrier. EY-Parthenon estimates that stablecoins could account for 5–10% of global payment value by 2030, equivalent to 2.1–4.2 trillion USD. Despite the great potential, challenges regarding trust still exist.