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Recently, people have been talking a lot about how awesome "modular blockchains" are, but from an ordinary user’s perspective, I think: honestly, you still just click confirm, wait for the funds to arrive. The main differences are more about "how long to wait, how expensive, and whether issues can be traced back." When execution, data, and consensus are separated, the user experience might just be more stable fees and a blockchain that doesn’t get completely clogged; but the bridges and message passing across layers and chains become more complicated, and who’s responsible if something goes wrong... It’s a bit like adding more transfer points—faster, yes, but also harder to find your lost luggage.
By the way, looking at the NFT royalty debate, it’s actually the same kind of contradiction: how the underlying system is designed ultimately boils down to "who gets paid, who is responsible, and whether liquidity needs to be sacrificed." What I care more about now is whether the on-chain funds flow and compliance tools can be made more transparent. Otherwise, no matter how many modules there are, users still won’t feel confident.