Recently, I keep seeing a bunch of people flip back and forth to testnet incentives, and in the group, people are guessing every day whether “the mainnet will actually issue tokens”… Honestly, the more it’s like this, the easier it is to turn your wallet into a complete mixed bag. My biggest fear isn’t that it’s slow—it’s chaos. Once addresses, permissions, and backups get jumbled up, if something really goes wrong, you won’t even be able to clearly tell what you lost or where it went.

When you don’t have much in assets, a hardware wallet is enough. At least it lets you take the private keys out of your phone or computer, which makes you feel more at ease. But if you’re already big enough that “losing it even once would keep you up at night,” then relying on a single hardware wallet feels a bit risky—especially if you keep connecting to all kinds of new Dapps. Multi-signature is for people who don’t want to carry the whole burden alone, but the drawbacks are obvious too: the more signers, devices, and steps you add, the more likely you are to get stuck on “who needs to sign, and which thing gets signed.” Social recovery sounds pretty nice, but I would focus first on who the recovery contact is, whether they can actually be assembled, and whether the contract can be upgraded to change the rules… Anyway, my current approach is: mess around with the hot wallet however you like, but don’t mess with the cold side—if it’s slow, then it’s slow.