Just spent way too much time researching stock portfolio analyzer tools because I realized I have accounts literally everywhere and have no idea what my actual allocation looks like lol. Figured I'd share what I found since a bunch of you probably have the same problem.

So there's basically two camps: the free/cheap options and the ones that cost money but actually do serious analysis. If you just want something simple to track everything in one place, Empower has a solid free dashboard and their investment checkup tool actually helped me see I'm way overweight in tech. Personal Capital rebranded to Empower but same company, 3.3 million users apparently.

For people with messy portfolios like mine (crypto, real estate, private equity mixed in), Vyzer is wild. It's the only platform I found that actually tracks both public AND private investments together. Yeah you pay a flat fee but honestly if you've got a complicated portfolio it's worth it. They even let you see what other wealthy people are holding which is kinda interesting.

If dividends matter to you, Sharesight is the move. I was manually tracking dividend income in a spreadsheet before I found this and it's embarrassing how much time I wasted. They've got this Taxable Income report that breaks everything down by local and foreign income.

Stock Rover is probably the best all-around stock portfolio analyzer for serious analysis though. Monte Carlo simulations, correlation tools, rebalancing suggestions - it's got everything. Takes a minute to set up but once you do you can actually see if your portfolio would survive a market crash.

Quicken Premier is solid if you want to manage money AND analyze portfolio at the same time. Been around forever (17 million users over 30 years), does the boring stuff like tax tracking automatically. The 'what-if' scenario tool is lowkey useful.

Morningstar's Instant X-Ray is great for visualizing your actual asset allocation across sectors. Shows you exactly where you're concentrated.

Honestly the best stock portfolio analyzer for YOU depends on what you actually need. Simple tracking? Empower free version. Complex holdings? Vyzer. Dividend focused? Sharesight. Serious analysis? Stock Rover. Most people probably just need one of these and don't need to overthink it.

Anyone else have accounts scattered everywhere or is that just me?