New Vice President Debuts! Jiujiang Bank Management Team Refreshes

Produced|China-Interview Network

Reviewed|Li Xiaoyan

As the 2025 annual reports were officially released, the complete resume of Blue Jinwei, the newly appointed vice president of Jiujiang Bank, made its first public appearance. The financial executive, who comes from the third-largest shareholder, Industrial Bank, has officially joined the bank’s core management and operations team. Meanwhile, since 2025, three senior executives have successively taken early retirement, forming a management-level adjustment pattern of “one incoming and three outgoing.” In a critical phase of deep industry transformation, this personnel reshuffle resonates with Jiujiang Bank’s steady operating performance. It not only demonstrates proactive moves to optimize governance structures of a regional listed bank, but also reflects a clear layout in its path of sustaining growth, controlling risks, and pursuing innovation.

This new appointment, Blue Jinwei, is an important result of Jiujiang Bank’s market-oriented recruitment to attract talent and its efforts to strengthen shareholder coordination within management. At 48 years old, he holds a master’s degree in business administration. He entered the banking industry in 2001 and has 25 years of extensive work experience. His career has been deeply rooted in the framework of joint-stock banks, with particularly solid experience in operational management and hands-on business execution accumulated within the Industrial Bank system. From March 2022 to January 2024, he served successively as assistant president and then deputy president of the Putian branch of Industrial Bank. In areas such as regional business expansion, risk management, and customer service, he has built mature experience. He also has a profound understanding of standardized operations, refined management, and innovative business models in joint-stock banks.

In November 2025, Jiujiang Bank’s board of directors formally appointed Blue Jinwei as vice president, and in March 2026, his appointment qualifications were approved by the Jiangxi Regulatory Bureau of the National Financial Regulatory Administration. As an executive dispatched by Industrial Bank, his joining signifies not only a simple replacement of personnel, but also that Jiujiang Bank’s strategic cooperation with its third-largest shareholder has deepened from the capital level to the management and operations level. Relying on Industrial Bank’s mature experience and resource advantages in inclusive finance, wealth management, green finance, and technology finance, Blue Jinwei is expected to bring advanced management concepts, innovative business playbooks, and an efficient risk-control system to Jiujiang Bank. This will help the bank break through regional banking development bottlenecks and enhance its comprehensive financial service capabilities and market competitiveness.

In parallel with Blue Jinwei’s onboarding, Jiujiang Bank has carried out a steady and orderly transition of senior management over the past year. Between March 2025 and March 2026, three senior executives—Compliance Director Cai Jianhong, Chief Accountant Li Guoquan, and Assistant President Huang Chaoyang—were successively dismissed from their positions by board resolution after reaching the early-retirement age. All three executives have decades of experience in financial work. They have focused on multiple systems, including regulation, state-owned banks, joint-stock banks, and Jiujiang Bank, making important contributions to the bank’s early development, institutional expansion, and compliance system building. All these early-retirement moves fall under normal personnel reshuffles, consistent with the rules of cadre management in the banking industry and the construction of age-tiered teams.

After this adjustment, Jiujiang Bank has formed a mature top-management structure of “one president and four vice presidents”: President Xiao Jing leads operations, while Vice Presidents Xie Haiyang, Yuan Delei (also serving as Chief Risk Officer), Du Zhongwen, and Blue Jinwei coordinate and collaborate. In addition, specialized executives such as Retail Banking Director Qi Yongwen and Chief Information Officer Cheng Zhong, among others, each handle their respective responsibilities. Overall, the team shows a reasonable echelon structure of “experienced helmsmen + core backbone + fresh blood.” It combines local experience in developing regional markets with a market-oriented perspective typical of joint-stock banks, making the governance structure increasingly scientific, efficient, and diverse. At present, although the positions left by the three early-retirement executives have not yet been filled, the bank is, in accordance with regulatory requirements and internal procedures, proceeding in an orderly manner with market-oriented selection and internal cultivation to ensure smooth handover of management functions and that business operations are not affected.

Alongside orderly management adjustments, Jiujiang Bank delivered an operating performance in 2025 characterized by steady progress and improvements in both quality and efficiency. By year-end, the bank’s total assets reached 523.44B yuan, up 1.4% year over year, with the scale maintaining steady expansion. For the full year, operating income was 10.48B yuan, a slight increase of 0.83% year over year. Net profit was 841M yuan, up 10.44% year over year. Against the backdrop of continued narrowing industry net interest margins and mounting pressure on growth across the board, achieving double-digit profit growth demonstrates strong earnings resilience.

In terms of asset quality, there has been a positive improvement trend: the non-performing loan ratio was 1.93%, down 0.26 percentage points from the end of the previous year, achieving consecutive declines. The balance of non-performing loans was 6.34B yuan, with notable results in risk control. Provision coverage ratio was 152.21%. Although it was slightly lower than at the beginning of the year, it still remained within a reasonable regulatory range, and the bank’s risk compensation ability remained generally stable. On the liability side, the underlying foundation was continuously strengthened. Total customer deposits exceeded 405B yuan, up 4.7%, providing stable funding support for asset business expansion.

Objectively speaking, the bank’s operations also face phased challenges: due to the industry’s net interest margin narrowing, net interest income declined 6.2% year over year. Net fee and commission income fell sharply by 31.7% year over year, and growth in intermediary business was lackluster. However, overall, Jiujiang Bank effectively offset external pressure by optimizing its asset structure, strictly controlling risk costs, and reducing non-performing loans, achieving a dynamic balance across scale, returns, and quality, thereby laying a solid foundation for its subsequent transformation and development.

As the first prefecture-level city commercial bank listed in Hong Kong in Jiangxi Province and the second in the central region, since Jiujiang Bank’s establishment in 2000, it has remained rooted in Ganfeng and radiated nationwide. In 2020, it was the first to achieve full coverage of branch institutions in all 100 counties (cities, districts) in Jiangxi Province, forming a financial services network of “based in Jiujiang, serving the entire province, and facing the nation.” At present, the bank is in a critical period of transitioning from scale expansion to high-quality development, and the management adjustments combined with steady performance have created a positive feedback loop.

Looking ahead, as market-oriented talents such as Blue Jinwei join, Jiujiang Bank is expected to further strengthen coordination with its strategic shareholders, accelerating breakthroughs in inclusive finance, small and micro services, wealth management, and digital transformation, while making up for shortcomings in intermediary business and optimizing its income structure. Meanwhile, by orderly advancing the selection of executives for vacant positions, the bank will continuously improve its management team in terms of younger age, specialization, and diversification, injecting sustained momentum into long-term development.

Overall, this management “renewal” together with progress in performance is a strategic choice for Jiujiang Bank to align with industry trends, proactively optimize governance, and deepen its focus on regional markets. Under the dual opportunities of regional economic recovery and deeper financial reform, with a solid base of prudent operations, a clear strategic direction, and continuously improving governance capabilities, Jiujiang Bank is steadily moving into a new stage of high-quality development, contributing greater efforts to local economic development and regional financial stability.