Postal Savings Bank of China: Net interest margin 1.66%, non-interest income year-over-year growth of 16.15%

People’s Financial News, March 27 - Postal Savings Bank (601658) released its annual report for 2025 on the evening of March 27. The report shows that by the end of 2025, total assets reached 18.68 trillion yuan, an increase of 9.35% from the end of the previous year, with total customer loans amounting to 9.65 trillion yuan, an increase of 8.25% from the end of the previous year; total liabilities reached 17.52 trillion yuan, an increase of 9.13% from the end of the previous year, of which customer deposits were 16.54 trillion yuan, an increase of 8.20% from the end of the previous year; operating income was 355.728 billion yuan, a year-on-year increase of 1.99%, of which net fee and commission income was 29.365 billion yuan, a year-on-year increase of 16.15%; total profit achieved was 98.221 billion yuan, a year-on-year increase of 3.84%, with net profit of 87.623 billion yuan, a year-on-year increase of 1.05%; net interest margin was 1.66%, continuing to maintain the best level among state-owned major banks, demonstrating strong operational resilience in a complex environment.