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Postal Savings Bank: Achieve a net profit attributable to bank shareholders of 87.404 billion yuan by 2025, a year-on-year increase of 1.07%
On March 27, Postal Savings Bank of China released its 2025 annual report. In 2025, the bank recorded operating income of 3557.28 billion yuan, up 1.99% year over year; of this, net interest income was 2816.20 billion yuan, down 1.57% year over year, with the rate of decline continuing to narrow; net fee and commission income was 293.65 billion yuan, up 16.15% year over year; other non-interest net income was 447.43 billion yuan, up 19.73% year over year. Net profit was 876.23 billion yuan, up 1.05% year over year; net profit attributable to bank shareholders was 874.04 billion yuan, up 1.07%.
As of the end of 2025, Postal Savings Bank of China had total assets of 18.68 trillion yuan, up 9.35% from the end of the previous year; of this, total customer loans were 9.65 trillion yuan, up 8.25% from the end of the previous year. Total liabilities were 17.52 trillion yuan, up 9.13% from the end of the previous year; of this, customer deposits were 16.54 trillion yuan, up 8.20% from the end of the previous year. The non-performing loan ratio was 0.95%, and the provision coverage ratio was 227.94%.
(Postal Savings Bank of China)
(Editor: Qian Xiaorui)
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