Qingdao Bank: Net profit attributable to parent company in 2025 is 5.188 billion yuan, a year-on-year increase of 21.66%

On March 26, Qingdao Bank released its annual report for 2025. In 2025, the bank’s operating income was 14.573 billion yuan, an increase of 1.075 billion yuan from the previous year, growing by 7.97%; net profit was 5.357 billion yuan, an increase of 0.952 billion yuan from the previous year, growing by 21.61%; the net profit attributable to shareholders of the parent company was 5.188 billion yuan, an increase of 0.924 billion yuan from the previous year, growing by 21.66%.

As of the end of 2025, Qingdao Bank’s total assets were 814.96 billion yuan, an increase of 124.997 billion yuan from the end of the previous year, growing by 18.12%; total customer loans were 397.008 billion yuan, an increase of 56.319 billion yuan from the end of the previous year, growing by 16.53%; total customer deposits were 502.899 billion yuan, an increase of 70.875 billion yuan from the end of the previous year, growing by 16.41%. The non-performing loan ratio was 0.97%, a decrease of 0.17 percentage points from the end of the previous year, with a provision coverage ratio of 292.30%, an increase of 50.98 percentage points from the end of the previous year.

As of the end of 2025, Qingdao Bank’s capital adequacy ratio was 13.37%, a decrease of 0.43 percentage points from the end of the previous year, with a core Tier 1 capital adequacy ratio of 8.67%, a decrease of 0.44 percentage points from the end of the previous year; the average return on total assets was 0.71%, an increase of 0.03 percentage points from the previous year; basic earnings per share were 0.85 yuan, an increase of 0.16 yuan from the previous year, growing by 23.19%; the weighted average return on net assets was 12.68%, an increase of 1.17 percentage points from the previous year.

(Qingdao Bank)

(Editor: Qian Xiaorui)

Keywords: