PwC in the "Global Crypto Regulation Report 2026" points out that institutional adoption of crypto assets has entered a "point of no return" stage, with the discussion shifting from whether to use them to how to integrate them into existing systems. The report states that stablecoins, tokenized cash, and on-chain settlement tools are being used by banks, asset management firms, and payment companies for practical business scenarios such as internal transfers, cross-border payments, and corporate treasury management. Cryptocurrency technology is no longer primarily serving trading or speculation but is gradually embedded into financial infrastructure processes such as payments and settlements. (The Block)

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