Stop inefficient operations! How can on-chain earnings truly become passive income

Recently, I tested some mainstream exchanges' on-chain financial products with idle funds, and they work quite well. Many people shy away from "earning coins on-chain," thinking the process is complicated—wallet setup is troublesome, protocol logic is convoluted, and Gas costs are not cheap. But now, these pain points have been mostly addressed.

Actually, the core logic of on-chain financial management is simple: put your idle money in and let it generate returns automatically. The problem is that most people's methods are too primitive.

Traditional approach: research pools → compare APY → calculate Gas costs → manual operations → periodic reinvestment. Just this process alone can discourage half of the people.

A new approach has emerged: many leading exchanges now directly integrate on-chain earnings products into their apps, making it foolproof. You only need to: select a financial product → confirm the yield → invest with one click. The rest is handled automatically by the system.

Why is this shift important? Because the previous barriers truly existed—understanding wallets, interacting with contracts, and tolerating Gas fluctuations. Now, exchanges act as intermediaries, packaging these complexities into simple buttons, making earning returns a matter of "put it in and it's done."

Advantages of this model include:
✓ Zero barrier—no need to learn wallet operations
✓ Transparency—clear display of yields
✓ Automation—system handles reinvestment
✓ Low cost—the exchange bears the technical costs

Of course, higher yields usually come with higher risks—that's basic common sense. Before choosing, you should understand the fund flow and the underlying protocols. But compared to starting from scratch in learning the DeFi ecosystem, this is already a very friendly entry point.

"Passive income" is not a dream, but the premise is that you put your money in the right place.