Young wealthy individuals have turned their course towards crypto.

Source: BTCHaber Original Title: Young millionaires have turned their route to crypto Original Link: A new study conducted with 500 investors aged 18-40 in the USA reveals that crypto assets are no longer an “alternative” for high-income young investors, but have become a fundamental portfolio component.

A study conducted in the third quarter of 2025 in collaboration with the blockchain company ZeroHash and the research firm Centiment showed that 61% of participants hold cryptocurrency and that demand for this asset class is expected to increase further in the next 12 months.

The place of cryptocurrency in portfolios is solidifying

Research results indicate that crypto assets are competing in the same league as traditional asset classes like real estate and stocks among young and wealthy U.S. investors. Seventy-one percent of investors holding crypto stated they allocate between 5% and 20% of their portfolios to digital assets. Forty-four percent of the high-net-worth young participants in the study reported holding crypto. This proportion was found to be on par with real estate investors, while significantly higher compared to private equity/hedge funds, as well as art and collectibles.

Another striking finding in the report is that even investors who currently do not hold crypto show strong demand. The vast majority of participants in the survey who do not have a financial advisor stated that they would consider opening an account or seriously thinking about it if crypto services were offered.

The Heavy Cost of Advisors' Ignorance in Crypto

One of the most striking findings of the research is that 76% of investors manage their crypto assets independently, meaning without financial advisors. Only 24% hold their crypto assets through advisors. However, according to the report, this “advisor access gap” has serious consequences: 35% of participants have already redirected their funds elsewhere because their advisors do not offer crypto. This rate has risen to 51% among high-net-worth investors.

The size of asset outflows is also alarming: 34% of investors carrying money have shifted between $250,000 and $500,000, while 21.8% have moved between $500,000 and $1 million. Furthermore, 64% of the investors participating in the survey indicated that they would stay longer or carry more assets if their advisors offered cryptocurrency.

On the other hand, the report stated that the entry of institutional giants into the crypto space has increased trust among investors.

Bitcoin is not enough, seeking a more diversified portfolio

The report showed that investors are not satisfied with a menu consisting only of Bitcoin and Ethereum. 92% of participants stated that access to a wider range of digital assets is important. One in five investors is already focusing on alternative assets such as Solana (SOL), Dogecoin (DOGE), and USD Coin (USDC), but high-net-worth investors are in search of even more diversified portfolios: The proportion of high-net-worth investors with a Bitcoin-heavy portfolio is 49%, while this figure is 64% in the general population.

Expectations regarding security and transparency are also clear: 63% of investors stated that cryptocurrencies should be treated on par with traditional assets, while 50% indicated a desire for insured custody services. Regarding risk management, approximately 70% of investors have concerns about money laundering and cybersecurity, while independent audits ranked as the most important assurance at 56%, transparent reporting at 54%, and regulated custodians at 54%.

124 trillion dollar wealth transfer

The research reminded that in the coming decades, the 124 trillion dollars of wealth held by the older generations will be passed on to young investors. According to the report, cryptocurrency will find its place at the center of wealth creation in this wealth transfer.