Social Security turns 90 this year. Wow. Let's peek at what retirees typically get. At 65, the average monthly check is $1,611. That's about $19,000 a year. Seems kinda low, right?



But hey, there are ways to pump up those numbers. Here's a quick look at average monthly payouts by age:

62: $1,342
65: $1,611
67: $1,930
70: $2,148

Women often get less. Historical wage gaps and all that. Plus, they tend to take breaks for caregiving. It's not entirely fair.

Waiting can help. Most folks benefit by holding off till 70 if they can swing it. It's not just about Social Security, either. More time to save. Fewer years to stretch your nest egg.

These are just averages, though. Your mileage may vary. Want a personalized estimate? Set up an account on the SSA website. It's worth a look.

Plan smart. Make those retirement years count. Beach days, anyone?
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