Vincent Chan, a YouTube finance guru with a million-plus followers, recently spilled the beans on some sneaky wealth killers. Let's take a peek.

Cars. Whoa, new car payments hit $825 a month in 2025. Chan's got this 20/4/10 rule: 20% down, 4-year loan, and keep car costs under 10% of your monthly take. Maybe go for a used ride?

Divorce. It's not just heartbreak, folks. Splitting up now costs about $25K per couple. Chan's thinking prenups might be smart to protect your stuff.

Credit card debt. Interest rates are through the roof at 23%. Yikes. Maybe look into those 0% balance transfer cards or cheaper personal loans.

Houses. Dream homes can be money pits. Lots of people are spending way too much on housing. Chan's got another rule: 28/36/20. It's kind of complicated, but it's about keeping housing costs in check.

Procrastination. Every day you're not investing, you're missing out. It seems like starting small and automating things could help.

Building wealth is a bit of a journey. Keep your eyes open, make some decent choices, and who knows? Your bank account might just take off. 🚀