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年輕人為我一個親密的朋友需要你的建議。他現在在東邊買了一個Toki房子,房子的租金收入大約是13000₺左右。他自己以大約1.9M₺的價格買的房子,現在房價已經漲到大約2.2-2.3M₺左右。現在他在離工作地點比較近的地方看房,價格在3-3.5M₺之間。為了彌補差額,他需要貸款,如果他繼續靠租金收入,或者從他將要購買的房子租一個房子來出租,通常租金大約在20-25K₺左右,但這樣也有租金收入,這樣一來就可以以一半的價格住進去了。你會怎麼做?