Gate TradFi: Connecting a single account to crypto and traditional finance, reshaping your investment approach

Gate Founder and CEO Dr. Han once stated: “Our goal is not just to add another trading category, but to fundamentally reshape the relationship between users and assets.” This philosophy is exemplified to the fullest in the launch of Gate TradFi features.

01 Trading Threshold: The Divide Between Elite Clubs and the Mass Market

In terms of asset access, traditional finance and crypto-native platforms have taken two completely different paths. Traditional finance, especially investments through prime brokers, often set a series of financial thresholds, forming a de facto “elite club.”

For example, some traditional brokers require a minimum fee of $15 to $20 per trade, which is extremely unfavorable for small investors and may result in actual rates far exceeding the apparent percentage.

Gate breaks this model. According to its platform design, the threshold for users to participate in basic trading activities is significantly lowered. More importantly, its TradFi features allow users to use USDT as the sole deposit asset.

After transferring USDT to the TradFi account, the platform automatically displays it as USDx, a valuation unit pegged 1:1 with USDT, eliminating the need for complex fiat currency exchanges or paying additional fees.

02 Account Architecture: Fragmented Management vs. Integrated Ecosystem

For investors trading in both crypto and traditional markets, the most profound pain point is account and fund fragmentation.

In the traditional model, crypto assets are held on exchanges, stocks and forex are in broker MT5 accounts, and gold futures may be on another specialized platform. This not only results in low capital utilization but also makes cross-market risk management and real-time monitoring nearly impossible.

The core innovation of Gate TradFi lies in introducing USDx, a unified account logic. USDx is not a new cryptocurrency or fiat currency but an internal accounting unit pegged 1:1 with USDT.

This design addresses three key pain points: accounting logic, settlement efficiency, and risk control system unification. Users can seamlessly switch to trading gold, US stocks, or forex CFDs within the Gate App interface, just like switching trading pairs such as BTC/USDT.

03 Cost Structure: Transparent vs. Complex Intuitive Comparison

Fees are a key factor affecting investment returns. The cost structure of traditional financial markets is complex, often involving multiple “hidden” fees.

In addition to basic commissions, there may be government stamp taxes, exchange fees, platform usage fees, custody fees, dividend collection fees, etc. The Financial Industry Regulatory Authority (FINRA)’s trading activity fee (TAF) and the U.S. Securities and Exchange Commission (SEC)’s sales charges are also often passed on to investors.

Gate TradFi offers a simpler, more transparent cost model. Its CFD trading fees can be as low as $0.018 per trade. For active traders and VIP users, the fees are even more competitive.

Compared to other crypto exchanges offering similar services, Gate demonstrates an advantage in fee rates. For example, in forex trading, Gate VIP5 and above users pay a $5.4 commission per lot, while Bybit charges $6.

04 Core Differences Panorama Comparison

The following table visually presents the key differences between Gate TradFi and traditional finance modes, helping you quickly grasp their essence.

05 Risks and Security Guarantees

Regardless of the investment path chosen, risk management is core. Traditional financial investments are strictly regulated by agencies like SEC and FINRA, providing certain investor protections but still facing market risk, exchange rate risk, and liquidity risk.

The risk profile in the crypto space is different. Regulatory environments are still evolving, representing one of the current systemic risks.

Market volatility is also more pronounced. To address these risks, Gate has implemented a series of risk control measures. Its TradFi features are built on the mature MT5 trading system, employing a margin ratio liquidation mechanism that triggers forced liquidation when account margin ratio drops to 50% or below.

Notably, Gate is one of the industry’s first platforms to achieve 100% proof of reserves, aiming to enhance transparency of asset holdings.

06 Future-Oriented Integration Strategy

Gate’s launch of TradFi features is not merely an expansion of product lines but a key step in its long-term strategy of “linking traditional and future finance.”

By building traditional asset trading infrastructure based on the crypto ecosystem, Gate is reshaping the way global investors connect with capital markets.

For investors, a “core-satellite” hybrid allocation strategy may be a pragmatic choice: allocate core assets in strictly regulated traditional markets for stable growth, while dedicating some “exploration funds” to innovative products like Gate TradFi to participate in the forefront of crypto finance.

This strategy allows controlling overall risk while capturing the innovative opportunities brought by the fusion track.

Future Outlook

When you open the Gate App late at night, the left side of the screen shows Bitcoin’s real-time K-line, and the right side displays gold-to-USD quotes. You decide to use part of your USDT profits to add margin to your US stock position, to hedge against short-term market fluctuations.

The entire process involves no app switching, no waiting for fiat transfers, and completes cross-Atlantic asset adjustments within minutes. The barriers in financial markets are dissolving here.

Industry forecasts suggest that the tokenization market for real-world assets (RWA) could surge to $16 trillion by 2030. The door opened first by Gate TradFi may lead to a future of seamless global capital flow.