#数字资产市场动态 💭 A voice emanating from Davos prompts reflection: "Crypto is not copying traditional finance; it's rewriting the entire game rules."

$BTC $ETH $BNB

This is not an exaggeration. Just look at the data — the daily trading volume of a leading exchange has surpassed hundreds of billions of dollars, exceeding the GDP of many small countries. And what about traditional banks? They are still operating with architectures from decades ago.

The most striking is stablecoins. Imagine: cross-border transfers that no longer require intermediaries, no more waiting three or five days, arriving instantly, with fees almost negligible. This is the blockchain version of global payment infrastructure. The target is not a specific banking app but the entire international settlement system.

From these perspectives, the next decade in finance could truly be different:

**The wave of asset digitization has already begun.** Government bonds, real estate, equity... everything valuable could go on-chain. Ten years from now, bank branches might be as obsolete as payphones — barely noticeable.

**The payment system will quietly change.** Blockchain is becoming the underlying highway for cross-border remittances. Future international transfers will feel as natural and seamless as sending a WeChat message today.

**AI agents meeting crypto is a new species.** Imagine an AI assistant that inherently uses blockchain as its interaction layer, automatically executing trades and optimizing asset allocation. This is not science fiction; some are already experimenting with it.

The core issue is simple: when everyone starts focusing on crypto, this dividend may no longer belong to ordinary participants. What stage are we at now? It might be earlier than you think.

What’s your view? Do you believe traditional finance will be reborn, or do you think this wave will reshape the entire system?

*Disclaimer: This opinion is for reference only and does not constitute any investment advice. Please conduct your own research before investing.*