JPMorgan's top executive is raising eyebrows over proposed interest rate caps. According to Jamie Dimon, placing a ceiling on rates could backfire in unexpected ways—specifically by squeezing credit availability for everyday Americans. When borrowing becomes artificially constrained through policy intervention, financial institutions typically tighten lending standards, making it harder for millions to access credit for mortgages, auto loans, and other essential financing. This kind of credit crunch ripples through the economy and can reshape how investors think about traditional financial assets and alternative investment strategies. Worth watching, especially for those tracking broader economic conditions.