Recently, a Meme coin with a very unique name appeared on the BSC chain. I heard the name was taken from a love poem. Its market cap once surged to over $2 million, generating quite a buzz. However, like all Meme coins, this hot money came quickly and went just as fast. Now it has fallen back to around $1.7 million, and it feels like the whole story has just ended.

But have you noticed that on the same BNB chain, there is a completely different force growing quietly? This force doesn’t rely on hype; it focuses on DeFi development, offering very solid returns. I’m talking about Lista DAO.

Compared to those projects chasing hot trends, Lista DAO takes a different path — it’s all about maximizing the yield on assets like BNB and ETH. The approach is straightforward: stake your tokens into the protocol, receive liquidity tokens, then use these tokens to borrow stablecoins, which can be invested or lent out. Locking the governance token LISTA also grants an annualized reward of 36.75%. The latest update has lowered the borrowing interest rate again, with fixed borrowing costs now below 3% annually. This rate is indeed more competitive than many traditional financial products.

What’s more promising is its plan for this year. According to the roadmap, Lista DAO intends to expand stablecoin services to Ethereum, introduce real-world assets like government bonds as collateral, and even explore unsecured loans based on on-chain credit records. What does this mean? It indicates that the protocol is evolving toward a more complete, more traditional financial-like ecosystem.

In my opinion, this is the direction worth paying attention to. Quick gains from Meme coins are fleeting, but projects like Lista DAO that are grounded in building ecosystems and improving asset efficiency represent long-term opportunities.