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The融合 of AI and smart contracts in 2026 will be a significant turning point for DeFi.
Currently, most AI operates off-chain, which is a major flaw—black box operations, unverifiable, and entirely trust-based gambling. Looking at it from another perspective, if every step of AI's reasoning could be proven on-chain, it would be completely different. Zero-knowledge machine learning (zkML) does exactly that: each time AI makes a reasoning, it immediately generates a verifiable ZK proof. Is the result correct? It is mathematically certified. Has it been tampered with? It’s obvious at a glance. Is anyone secretly manipulating it? Impossible.
Once this approach is widely adopted, the entire trust model of DeFi can be upgraded—from "trust the intermediary" to "trust the code and mathematics." This is the true form that smart contracts should take.