Fast forward to the end of 2026, and the picture looks pretty different. Companies and individuals alike will operate entirely on-chain—no traditional bank account required. Holding crypto becomes frictionless, the default move rather than the outlier.
Meanwhile, neobanks aren't going anywhere. They'll just... integrate better. You'll barely notice the difference between a blockchain-native finance layer and what used to be called fintech. It all blends together. Traditional finance doesn't disappear—it just gets absorbed into this new stack, moving at crypto speed.
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Lonely_Validator
· 3h ago
We still have to wait until 2026. The on-chain experience is so fragmented right now.
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rugged_again
· 3h ago
2026? Buddy, are you writing a science fiction novel? There are still a bunch of people who can't even figure out their wallets.
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GasFeeGazer
· 3h ago
The 2026 timeline seems a bit optimistic; I feel it's overestimating the adoption speed.
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RugPullAlertBot
· 3h ago
We still have to wait until 2026, and right now we haven't even figured out wallet security yet.
Fast forward to the end of 2026, and the picture looks pretty different. Companies and individuals alike will operate entirely on-chain—no traditional bank account required. Holding crypto becomes frictionless, the default move rather than the outlier.
Meanwhile, neobanks aren't going anywhere. They'll just... integrate better. You'll barely notice the difference between a blockchain-native finance layer and what used to be called fintech. It all blends together. Traditional finance doesn't disappear—it just gets absorbed into this new stack, moving at crypto speed.