The Bank of England's Deputy Governor Ramsden has outlined a cautious stance on potential regulatory changes. According to his remarks, dismantling the ring-fencing requirements that separate retail and investment banking operations would represent a significant challenge to the UK's financial stability framework. The ring-fencing rules, implemented following the 2008 financial crisis, have become a cornerstone of the nation's banking supervision architecture. Removing or substantially modifying these protections would require careful consideration of systemic risks and market implications, Ramsden emphasized. This position reflects the central bank's commitment to maintaining robust safeguards within the traditional financial sector.