Imagine you’re 18.

Every weekend you go out and spend around $200.

Drinks, food, rides, random stuff.

That’s $800 a month.

Now fast forward to age 65.

If you keep doing that from 18 to 65

You’ll spend roughly $450,000 just on going out.

Now here’s the alternative.

Instead of spending that $800 every month, you invest it into the S&P 500.

No trading.

Just consistent monthly investing.

Historically, the S&P 500 has returned about 10% per year over the long run.

Do that for 47 years.

That same $450,000 doesn’t disappear.

It compounds.

By age 65, you’re sitting on roughly $10,000,000.

Same money.
Same starting point.
The only difference is what you spent it on.

This doesn’t mean you should never have fun or never go out.

It just shows how powerful time and consistency really are especially when you start early.