*Both POINTS and USDTEST are valid for 7 days.

Gate.io Lend & Earn products help match users with idle assets and borrowing needs. Users can earn interest by lending their idle assets to others, and the other party provides a 100% security deposit. It is safe and convenient and allows users to deposit and redeem holdings at any time.

Notes:
1. All the data is based on the ones exported by the Gate.io backend.
2. Only one entry per person will be permitted (KYC must be completed). The Sub-Accounts and Master Account will be treated as the same account in the competition.
3. Users can participate in both Activity 1 and Activity 2 at the same time. Users who redeem their loans during the event will be ineligible for rewards.
4. Rewards for this event will be issued in the form of USDTEST and points which will be distributed to the winners’ accounts within 7 working days after the event ends. Winners can view the rewards in "Wallet" - "Billing Details".
5. Winners will be announced via HODL & Earn TG Group and GateEarn Twitter. Follow @GateEarn and Join HODL & Earn TG Group to get more updates and win more rewards.
6. Risk Warning: Please be sure to note that the virtual currency market is volatile and losses may occur in different situations, so you are strongly recommended to understand all the related information and be vigilant in your investment actions.
Gate.io reserves all rights to the final interpretation of the activity. Gate.io reserves all rights to the final interpretation of the activity.

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Gate.io Team
November 25th,2022