MPF | Stock funds have an average net return of 16% over the past year

SighingCashier · 2026-04-08T06:50:42+00:00

The MPF Authority announced preliminary investment return data up to the end of March this year. Over the past 12 months, stock funds and mixed-asset funds, which account for nearly 80% of the total MPF assets, achieved average net returns of 16% and 12.7%, respectively.Since the implementation of the MPF system, the average annualized net returns for stock funds and mixed-asset funds have been 4.8% and 4.4%, outperforming the 1.8% annualized inflation rate during the same period.As for the so-called "Lazy Fund" under the "Default Investment Strategy" (DIS), the core accumulation fund has achieved an average annualized net return of 6.4% since its launch in 2017, also beating the 1.8% inflation rate during that period.The MPF Authority reminds plan members that MPF is a long-term investment spanning over 40 years. It should not be viewed from a short-term investment perspective, nor should members attempt to capture

SighingCashier

2026-04-08 06:50:42

The Mandatory Provident Fund Schemes Authority (MPFA) has released provisional figures on Mandatory Provident Fund (MPF) investment returns as of end-March this year. Over the past 12 months, the average net returns of equity funds and mixed assets funds—which together account for nearly 80% of the total MPF assets—were 16% and 12.7%, respectively.

Since the implementation of the MPF system, the average annualized net returns of equity funds and mixed assets funds have been 4.8% and 4.4%, respectively, outperforming the annualized inflation rate of 1.8% for the same period.

As for the core accumulation funds under the “Default Investment Strategy” (DIS), commonly known as “lazy funds,” their average annualized net return has been 6.4% since the strategy was launched in 2017, also outpacing the annualized inflation rate of 1.8% over the period.

The MPFA reminds MPF scheme members that MPF is a long-term investment spanning more than 40 years. It should not be viewed from a short-term investment perspective, nor should members try to capture market movements. Otherwise, it may lead to “buying high and selling low,” affecting the investment returns of members during the accumulation phase. Members should make an investment plan tailored to their own circumstances, taking into account factors such as their life stage, financial situation, risk tolerance, and so on.

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