2026-01-13 16:47:11

Stop calling everything Web3. What we're really building here is Finance 2.0.

Think about it—DeFi protocols, trading platforms, staking mechanisms, liquidity pools, token economics... these are financial innovations first. The decentralized infrastructure? That's the enabler, not the brand.

Web3 sounds like a technological revolution. Finance 2.0 is what it actually is: better-designed, more transparent, less gatekeeping. Users don't care about the blockchain under the hood. They care about lower fees, real ownership, and systems that work 24/7 without intermediaries.

The winners won't be the ones shouting "Web3 this, decentralization that." They'll be the ones solving real financial problems—faster settlements, better yield, accessible markets. Call it what it is. Finance 2.0 just hits different.

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MiningDisasterSurvivor

· 4h ago

Uh... another rebranding and renaming trick. I heard this set back in 2018, it was called the Blockchain Revolution at the time, then Web3, and now it's called Finance 2.0? To put it simply, it's still the same thing, just a different name to deceive new investors.

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TokenDustCollector

· 4h ago

That's right, the term Web3 has been overused in marketing now, it sounds empty. That said, the projects that truly make money are still the pragmatic ones; don't just keep shouting slogans all day. Finance 2.0 is indeed more straightforward, but few can actually implement it. There's nothing wrong with this logic; the key is execution capability, which is the real king. Agreed, users don't really care what it's called, as long as there's profit.

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RealYieldWizard

· 4h ago

That's right, the term Web3 has been overused and is just a marketing gimmick. What truly attracts us are those that can solve problems and make money.

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NeverPresent

· 4h ago

In simple terms, financial innovation is just wrapped in a layer of technology; users don't really care about decentralization—they just want to save on fees.

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ParanoiaKing

· 4h ago

That's right, the term Web3 has been overused; at its core, it's just financial innovation.

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AirdropNinja

· 4h ago

Well said, I've been wanting to criticize the term Web3 for a long time. Indeed, flashy conceptual packaging is less practical than actual earnings in the wallet. After playing for so long, we're still stuck on "decentralization," but truly popular projects still rely on low fees and stable returns—things that are real and tangible. Brother Dong, I respect this line of thinking. Exactly, finally someone said it. Stop with that nonsense; letting users make money is the real key.

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