Charles Hoskinson: Bitcoin DeFi Could Propel BTC Beyond $250K - Crypto Economy

TL;DR

• Charles Hoskinson expects Bitcoin to reach $250,000 before the end of the bull cycle, even as it trades today at $110,500 after dropping 6% in a single day.
• He says that the development of DeFi on Bitcoin will allow BTC to generate yield, giving it an edge over more experimental tokens.
• He estimates that Bitcoin’s market capitalization could surpass $10 trillion within five years, driven by regulation and structured financial products.

Charles Hoskinson, founder of Cardano, predicts that Bitcoin could hit $250,000 before the current bull cycle ends.

According to him, the key to that projection lies in the development of financial applications that enable BTC holders to earn direct returns on their capital. After a 6% pullback in the past 24 hours and a market price of $110,500, his target would represent a gain of more than 120% in the coming months.

What Is Hoskinson Basing This On?

Hoskinson argues that the integration of DeFi tools on Bitcoin will reshape how the asset is perceived. By generating yield, BTC would stop being just a store of value and become a central component within more complex financial products. He points out that, compared to experimental tokens, Bitcoin carries less downside risk while offering a similar level of potential return. In his view, that mix gives it a competitive advantage in the next phase of the market.


Hoskinson also projects long-term growth. He estimates that within the next five years Bitcoin’s total market capitalization could exceed $10 trillion, more than quadrupling from current levels. The driver of that expansion would be the creation of structured financial instruments built on Bitcoin that can be integrated into the traditional system. Once packaged and rated by Wall Street firms, these products could fit into retirement accounts such as IRAs and 401ks, opening the door to a steady flow of capital into the asset.

Lower Risks and Similar Returns

For Hoskinson, regulation will be a decisive factor. Once a clear legal framework is established that treats Bitcoin like other financial assets for tax and investment purposes, it will unlock a massive influx of institutional money. In that scenario, Bitcoin will be regarded as a hard asset comparable to gold, with the added benefit of being tied into a global financial infrastructure already built around derivatives, credit ratings, and large-scale distribution mechanisms.


The analysis suggests that Bitcoin’s growth will not depend solely on speculation but on its ability to integrate into the global financial architecture. Hoskinson believes that the combination of yield, security, and regulation could turn it into the cornerstone of a new era for digital finance