Stablecoins are catching up with ACH online payments
In 2025, the total volume of the ACH network reached $93T, which is ~+7.9% per year, and the number of transactions exceeded 35B payments. But there is a more interesting analysis: if we compare stablecoins specifically with ACH online payments, the gap has almost disappeared. The ACH online segment will be $6.98T in 2025 (+11.7%), while stablecoins will already be $10.8T. In 5 years, stablecoins have grown from $564B to $10.8T — a 19-fold increase. For comparison, ACH online payments grew only 1.9 times over the same period. 📌 Data used: Obchakevich Research, @AlliumLabs, @NachaOnline
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Stablecoins are catching up with ACH online payments
In 2025, the total volume of the ACH network reached $93T, which is ~+7.9% per year, and the number of transactions exceeded 35B payments.
But there is a more interesting analysis: if we compare stablecoins specifically with ACH online payments, the gap has almost disappeared. The ACH online segment will be $6.98T in 2025 (+11.7%), while stablecoins will already be $10.8T.
In 5 years, stablecoins have grown from $564B to $10.8T — a 19-fold increase. For comparison, ACH online payments grew only 1.9 times over the same period.
📌 Data used: Obchakevich Research, @AlliumLabs, @NachaOnline