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Umee is an underlying blockchain based on the defi cross chain platform. Umee blockchain seamlessly connects more than 30 ecosystems such as cosmos ecosystem, Ethereum and side chain architecture. As the underlying blockchain, applications and defi LEGO can be built on umee. The first application on the umee chain is fully decentralized cross chain lending, which helps defi lending assets obtain cross chain leverage and liquidity. Umee is built on Cosmos SDK and Ethereum virtual machine (EVM), which is used to connect each defi ecosystem. Umee provides a flexible combination of speed and benefits for blockchain transactions. Umee will provide a basic building block for the integration of global debt into defi. By building tools that allow new leverage components and interest rates, umee is integrating new markets and ecosystems into cryptocurrencies. Umee is building a new economic framework for society with the blockchain, and is creating a new defi layer for cross chain lending.